A new car ??

One of my closest friends told me of her plan to trade in her Avanza for a new Hilux. That got me thinking on should I change my existing small car or should I wait for a little longer. One thing about getting a new car is that I will have to take up an Auto Loan. As much as possible, I would like to keep any type of Loans or Personal Loan to a minimum if not zero. But I guess if I intend to get a new car or a second car, taking up a loan is unavoidable. Besides, it may not be wise to pay a brand new car in full using cash if you catch my drift ;p