Christmas is coming, the goose is getting fat...

I was just talking to my hubby on the way to work about putting up the Christmas tree this morning. We've decided to put it up next weekend coz December is just round the corner and so is Christmas! Yay! It's the time of the year to be merry and jolly!! :) There will be family get together and of coz X'mas gifts exchange especially for the children! :) This year will be extra special for us as it will be our first X'mas with our precious baby Ethan. So double yay! ;p

Talking about Christmas, as much as joy and happiness it brings, it can be pretty errmm.. how should I say, costly (?) especially if you're the type who would get extravagant gifts for your loved ones. It’s no harm at all if you can afford it. But I do know some friends who though may not be able to give gifts lavishly but yet insist on doing so. I guess they just want to give the best to their loved ones. But in the end, some of them end up having short-term cash problems. Perhaps what they need during this time would be payday loan, a fast cash advance to last them till their next wage comes. I haven't really started my X'mas gifts shopping yet, who know I might end up having to resort to payday loan too! But hopefully not...keep my fingers crossed ;p